Manufacturer Promotions
CANADIAN LOW-RATE RETAIL FINANCING: JANUARY 2026
OPTION 1: 0% FOR 6 MONTHS*
Finance for 0% for 6 months, no payments for up to one year. The interest rate will be 5.99% annually thereafter.***| Term (months) | Rate | Payment Factor |
|---|---|---|
| 36 | 0% for 6 / 5.99% | 0.184567 |
| 48 | 0% for 6 / 5.99% | 0.142426 |
| 60 | 0% for 6 / 5.99% | 0.117201 |
OPTION 2: LOW-RATE FINANCING**
Finance for 24, 36, 48, or 60 months with monthly, semi-annual or annual payments.***| Term (months) | Rate | Payment Factor |
|---|---|---|
| 36 | 4.19% | 0.179099 |
| 48 | 4.59% | 0.138251 |
| 60 | 4.79% | 0.113640 |
*Option 1: Finance for 0% for up to 6 months, no payments for up to one year. Posted payments factors are per $10,000.00 financed and are based on semi-annual payments. Monthly, quarterly, semi-annual, or annual repayment options are available. The fixed annual interest rate following the interest free period will be 5.99%.
**Option 2: Low-rate financing for 24 months, 36 months, 48 months, or 60 months. Monthly, quarterly, semi-annual, or annual repayment options are available. Posted payments factors are per $10,000.00 f inanced and are based on semi-annual payments.
CANADIAN LOW-RATE LEASING : JANUARY 2026
LOW-RATE LEASE PROGRAM
| Finance for 24, 36, 48, 60 or 72 months with monthly, semi-annual or annual payments. | |
|---|---|
| Term (months) | Rate |
| 36 | 4.69% |
| 48 | 5.09% |
| 60 | 5.29% |
LEASING PROGRAM RESIDUALS*
| LEASING PROGRAM RESIDUALS* | |||
|---|---|---|---|
|
SPO or Stated Purchase Option lease gives the option to return the equipment at the end of the lease term. Benefits of a SPO Lease: Typically lower payment than a loan Option to buy at lease end for stated value Off Balance Sheet Accounting Treatment (consult with your Tax Advisor) Option to return at maturity (Subject to Lease Return Provisions) |
A PRO Lease is a Purchase or Renew Option leasing program where the user commits to purchasing the unit at the end of the leasing term. Benefits of a PRO Lease: Typically lowest payment Accounting flexibility (consult with your Tax Advisor) |
||
| Term | 36 | 48 | 60 |
| Tillage | 45% | 41% | 38% |
| Application | 38% | 31% | 28% |
| Tillage | 54% | 50% | 45% |
| Application | 46% | 38% | 35% |
Up to 0% FOR 72 MONTHS FINANCING OAC*
(4.73%) EFFECTIVE APR
OR
Buy for cash and save up to $4,000
0% FOR 60 MONTHS FINANCING OAC*
(4.44%) EFFECTIVE APR
OR
Buy for cash and save up to $4,800"
6 Month Waiver Followed by CQR*
Eligible Equipment: Steigers
Offer ends: January 31, 2026
6 Month Waiver Followed by CQR*
Eligible Equipment: Patriot® 50 series sprayer, Miller Nitro series sprayers
Offer ends: January 31, 2026
6 Month Waiver Followed by CQR*
AF Series Combines, Axial-Flow® 160 Series Combines, Axial-Flow® 250 Series Combines, Axial-Flow® 260 Series Combines
Offer ends: January 31, 2026
0% Interest for 72 Months*
Eligible Equipment: Farmall Compact Tractors
Offer ends: January 31, 2026
0% Interest for 48 Months*
Eligible Equipment: Round Balers, Disc Mower Conditioners, Small Square Balers
Offer ends: January 31, 2026